Privacy Policy

Effective Date: January 1, 2024

Last Updated: January 1, 2024

iCore Lending ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

We may collect the following categories of information:

• Personal Identifiers: Name, email address, phone number, mailing address.
• Financial Information: Information related to your financial needs and objectives shared during consultations.
• Usage Data: Information about how you interact with our website, including IP address, browser type, pages visited, and referring URL.
• Communications Data: Records of correspondence when you contact us via our website form, email, or other communication channels.

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our financial services.
• Respond to your inquiries and fulfill your requests.
• Send you administrative communications related to your account or services.
• Send promotional messages via SMS or email where you have provided consent.
• Comply with legal obligations and protect our rights.

SMS/Text Messaging

If you have opted in to receive SMS messages from iCore Lending, we may send you recurring promotional text messages. Message and data rates may apply. You may opt out at any time by replying STOP to any message. Reply HELP for assistance.

We may use an Automatic Telephone Dialing System (ATDS) to deliver SMS messages to the number you have provided. Consent to receive SMS messages is not a condition of purchasing any goods or services.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

Information Sharing and Disclosure

We do not sell your personal information. We may share your information with:

• Service Providers: Third-party vendors who assist us in operating our business and providing services, subject to confidentiality obligations.
• Legal Requirements: When required by law, regulation, legal process, or governmental request.
• Business Transfers: In connection with a merger, acquisition, or sale of assets.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

ATDS Disclosure

We may utilize an Automatic Telephone Dialing System (ATDS) for the delivery of text messages to users who have expressly consented. Your consent may be revoked at any time by texting STOP.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience. You can control cookie settings through your browser preferences.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion of your personal information.
• Opt out of promotional communications.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

iCore Lending
631 West 31st, Long Beach, CA 90806
Email: yessy@icore-lending.com